If you are not a homeowner, but really hoping to buy a home soon - or you know someone who is wanting to buy a home, then this release from Chesterfield Observer will be of benefit to you. The Virginia Housing Development Authority will be hosting free classes on homeownership in Chesterfield later this month.

"Interested in becoming a homeowner, but don't know where to begin? The Virginia Housing Development Authority (VHDA) and local nonprofits will offer free homeownership education classes that cover topics, including credit issues, personal finances, home inspections and the role of lenders and real estate agents. The completion of a homeownership education class is required of all borrowers before applying for a VHDA home loan.

The following classes are scheduled:

• Aug. 17 and 18, from 6-9 p.m., at the Holiday Inn Koger Center, 1021 Koger Center Blvd. For details, call Jackie Johnson at 898- 1336.

• Aug. 22, from 9 a.m.-3 p.m., at Chesterfield Towne Center, 11500 Midlothian Turnpike. Class is located next to JCPenney. For details, call Alfreda Wonson at 869-3412.

• Aug. 29, from 9 a.m.-3 p.m., at Chesterfield Towne Center, next to JCPenney. For details, call Marianne Weddington at 330-9800.

Call in advance to be sure a class has not been cancelled. For a complete list of classes, visit www.vhdafreeclass.com. A complete list is available in Spanish at www.clasegratisvhda.com."

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